Gold IRA | Silver IRA | Precious Metals IRA

Hold physical gold and silver in your retirement account

Since 1989, Austin Rare Coins & Bullion has helped thousands of clients buy and sell precious metals, and many of them have opened a precious metals IRA with our help. A precious metals IRA lets you own IRA-eligible gold, silver, platinum and palladium in a tax-deferred retirement account. We work through the details with you, from the first call to delivery at the depository.

Ready to start your Precious Metals IRA?

Tell us a little about your goals and an IRA specialist will call you to walk through the rollover or transfer, the paperwork, and which metals qualify.

Don’t overpay: low prices on IRA metals
First-year custodian fees on us with a $25,000+ initial purchase

Start My Precious Metals IRA

or call 1-800-928-6468
Mon–Fri, 9AM–5PM CST

Why physical metals, and not stocks or “paper” metals?

A precious metals IRA has the same tax advantages as any other IRA. The difference is what you actually own.

	Physical metals IRA	Stock or fund IRA	“Paper” metals (ETFs, futures, mining stocks)
What you own	Specific coins and bars, securely stored for your IRA at an approved depository	Shares of companies or funds	Shares or contracts that track the metal price. You don’t own specific metal.
Depends on a company or issuer	No. Physical metal lets you take your wealth out of the financial system.	Yes. Value depends on how the companies perform.	Yes. Value depends on the fund, its issuer, and the balance sheets of the institutions behind it.
Moves with the stock market	Gold and silver have often moved independently of stocks, which is why investors use them to diversify.	Yes	Mining stocks often do. Metal funds track the metal price.
Can you physically hold the metal?	No. Metals are segregated and stored at approved depositories (vaults).	No	Generally no
Tax advantages	The same IRA rules apply to all three: tax-deferred in a traditional IRA, tax-free qualified withdrawals in a Roth IRA. There is no penalty to roll your existing account into an account that allows you to hold physical precious metals.

Metal prices go up and down, and no investment is right for everyone. Talk with your tax professional about your own situation.

Don’t overpay for the metals in your IRA

The metals you buy are most of what your IRA costs you, and some IRA companies build large markups into them. We price IRA metals at our everyday low bullion prices. They’re posted on every product page and move with the live metals market, so you can compare gold and silver prices before you buy. More of your retirement money goes into metal, not markup.

How it works

Talk to an IRA specialist. Fill out our short IRA form or call 1-800-928-6468. We’ll go over how to get the process started and the mixture of metals that is right for you.
Open your IRA. Our preferred custodians are Advanta IRA, New Direction Trust Company, Strata Trust Company and GoldStar Trust Company. We can work with any IRA custodian that allows precious metals, including one you already use. We’ll send you the link to start the process after we speak.
Fund your account. Once you've chosen your custodian, transfer or roll over money from an existing IRA, 401(k) or other retirement account. Most accounts are ready to go in under a week, and we use that time to put together the best mixture of metals for you.
Choose your depository. Once the account is set up, we complete your purchase and ship your metals to a secure, IRA-approved depository. You can view your holdings anytime on your custodian’s website, and manage your holdings with us every step of the way.

What to have ready

A photo ID
A recent statement from the IRA, 401(k), TSP or other account you’re moving money from
Whether you’re transferring, rolling over, or making a new contribution (we’ll help if you’re not sure)
Your beneficiary’s name and date of birth

Investing $25,000 or more? Call 1-800-928-6468 and ask for the IRA desk, or pick an amount of $25,000 or more on our IRA form. We’ll set a time that suits you, and when you buy $25,000 or more on your initial transaction, we cover your first year of custodian fees.

Fees, custodian details and the full step-by-step guide are on our IRA FAQ & fees page. To see which coins and bars qualify, see IRA-eligible metals.

Why clients choose Austin Rare Coins for their IRA

In business since 1989, serving gold and silver investors and collectors from our office in Austin, Texas.
A+ rated by the Better Business Bureau, with a perfect record of never having an unresolved complaint.
Industry memberships: Numismatic Guaranty Company (NGC), Professional Coin Grading Service (PCGS) and the Industry Council for Tangible Assets (ICTA). Our principals are members of the American, Canadian and Texas Numismatic Associations.

Helpful IRA resources

IRA FAQ & fees — custodians, fees, and the step-by-step process
IRA-eligible metals — purity rules and what does and doesn’t qualify
Gold coins allowed in an IRA
Silver coins allowed in an IRA
Precious Metals Transaction Guide (PDF)

Start your Precious Metals IRA today

It takes about a minute. An IRA specialist will call you, answer your questions, and explain how to get started.

Don’t overpay: low prices on IRA metals
First-year custodian fees on us with a $25,000+ initial purchase