IRA Allowable Precious Metals
Popular bullion products allowed in IRAs
Gold — see gold coins allowed in IRAs
- American Eagle Gold Coins
- American Buffalo Gold Coins
- Australian Gold Coins
- Australian Lunar Gold Coins
- Austrian Philharmonic Gold Coins
- Canadian Gold Maple Leaf Coins
- China Gold Panda Coins
- Gold bars and gold rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Silver — see silver coins allowed in IRAs
- American Eagle Silver Dollars
- American Eagle Silver Dollar Proof Coins
- America the Beautiful Silver Bullion Coins
- Australian Silver Coins
- Austrian Philharmonic Silver Coins
- Canadian Maple Leaf Silver Coins
- Silver bars and silver rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Platinum
- American Eagle Platinum Bullion Coins
- American Eagle Platinum Proof Coins
- Platinum Aussie Coins
- Canadian Maple Leaf Platinum Coins
- Platinum bars and platinum rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Palladium
- Canadian Maple Leaf Palladium Coins
- Palladium bars and palladium rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Examples of precious metals products NOT allowed
- Austrian Corona and Ducat
- Belgian Franc
- Gold British Sovereign and Britannia
- Chilean Peso
- Colombian Peso
- Dutch Guilder
- French Franc gold coins
- German Mark
- Hungarian Korona
- Italian Lira
- Mexican Peso and Onza
- South African Krugerrand gold coins
- Swiss Franc gold coins
- Rare coins or collectible coins
Notes
- Numismatic coins, and American Eagle Gold Coins or American Eagle Silver Dollars that have been certified (“slabbed”), are not acceptable in IRAs at this time.
- Only bullion American Buffalo Gold Coins and America the Beautiful Silver Coins are allowed (no proof or collectible versions).
- Minimum fineness required: gold 99.5%, silver 99.9%, platinum 99.95%, palladium 99.95%.
- Small bullion bars (anything other than 400-oz gold, 100-oz gold, 1,000-oz silver, 50-oz platinum and 100-oz palladium bars) must be manufactured to exact weight specifications.
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