IRA Allowable Precious Metals
Not every coin or bar can go in an IRA. The IRS sets minimum purity standards, and collectible and certified (“slabbed”) coins are excluded. Below are the most popular products that qualify, plus examples of what doesn’t. Not sure what fits your goals? Start your IRA and an IRA specialist will help you choose.
Found what you want to hold?
An IRA specialist can set up your account and buy these metals for you, and the metals ship straight to the depository.
- Don’t overpay: low prices on IRA metals
- First-year custodian fees on us with $25,000+ in metals
Start My Precious Metals IRA
or call 1-800-928-6468
Mon–Fri, 9AM–5PM CST
Popular bullion products allowed in IRAs
Gold — see gold coins allowed in IRAs
- American Eagle Gold Coins
- American Buffalo Gold Coins
- Australian Gold Coins
- Australian Lunar Gold Coins
- Austrian Philharmonic Gold Coins
- Canadian Gold Maple Leaf Coins
- China Gold Panda Coins
- Gold bars and gold rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Silver — see silver coins allowed in IRAs
- American Eagle Silver Dollars
- American Eagle Silver Dollar Proof Coins
- America the Beautiful Silver Bullion Coins
- Australian Silver Coins
- Austrian Philharmonic Silver Coins
- Canadian Maple Leaf Silver Coins
- Silver bars and silver rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Platinum
- American Eagle Platinum Bullion Coins
- American Eagle Platinum Proof Coins
- Platinum Aussie Coins
- Canadian Maple Leaf Platinum Coins
- Platinum bars and platinum rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Palladium
- Canadian Maple Leaf Palladium Coins
- Palladium bars and palladium rounds produced by a refiner/assayer/manufacturer accredited or certified by NYMEX/COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000 or a national government mint, and meeting minimum fineness requirements
Examples of precious metals products not allowed
- Austrian Corona and Ducat
- Belgian Franc
- Gold British Sovereign and Britannia
- Chilean Peso
- Colombian Peso
- Dutch Guilder
- French Franc gold coins
- German Mark
- Hungarian Korona
- Italian Lira
- Mexican Peso and Onza
- South African Krugerrand gold coins
- Swiss Franc gold coins
- Rare coins or collectible coins
Notes
- Numismatic coins, and American Eagle Gold Coins or American Eagle Silver Dollars that have been certified (“slabbed”), are not acceptable in IRAs at this time.
- Only bullion American Buffalo Gold Coins and America the Beautiful Silver Coins are allowed (no proof or collectible versions).
- Minimum fineness required: gold 99.5%, silver 99.9%, platinum 99.95%, palladium 99.95%.
- Small bullion bars (anything other than 400-oz gold, 100-oz gold, 1,000-oz silver, 50-oz platinum and 100-oz palladium bars) must be manufactured to exact weight specifications.
Ready to start your Precious Metals IRA?
Tell us a little about your goals and an IRA specialist will call you to walk through the rollover or transfer, the paperwork, and which metals qualify.
- Don’t overpay: low prices on IRA metals
- First-year custodian fees on us with $25,000+ in metals
Start My Precious Metals IRA
or call 1-800-928-6468
Mon–Fri, 9AM–5PM CST